What happens when TRICARE Select enrollees receive care from non-authorized, non-network providers?

When TRICARE Select enrollees seek care from non-authorized, non-network providers, TRICARE does not cover their claims. This is due to the structure of TRICARE Select, which is designed to allow beneficiaries the flexibility to choose their providers, but it also specifies that coverage is primarily available when care is provided by authorized network providers. Seeking care from non-network providers means that there is no established agreement on rates or coverage, leading TRICARE to reject claims entirely for these services. This reinforces the importance of understanding provider networks within TRICARE Select to ensure that services are covered properly and avoid unexpected out-of-pocket costs.