What type of health care coverage does TRICARE provide for eligible members who are also enrolled in Medicare?

TRICARE provides health care coverage as a secondary payer for eligible members who are also enrolled in Medicare. This means that when an individual is covered by both TRICARE and Medicare, TRICARE may cover certain costs that Medicare does not, thereby helping to reduce out-of-pocket expenses for the beneficiary.

Medicare typically serves as the primary insurer, meaning it pays first for covered services. After Medicare has processed the claim, TRICARE may cover additional expenses, such as deductibles or coinsurance, for medically necessary services that are covered under both plans. This arrangement helps ensure a broader range of health care services is available to eligible individuals while minimizing their financial liability.

The other options do not accurately represent the comprehensive nature of TRICARE coverage in conjunction with Medicare. Exclusive coverage for urgent care visits, primary coverage for all services, or no coverage at all do not reflect the typical policies regarding the dual coverage arrangement.