When can a TRICARE enrollee change or enroll in a TRICARE Prime or TRICARE Select plan?

The correct answer highlights the flexibility TRICARE enrollees have regarding their plan selections. A TRICARE enrollee can change or enroll in a TRICARE Prime or TRICARE Select plan during two specific times: the annual open enrollment season and after experiencing a Qualifying Life Event (QLE). The annual open enrollment season is a designated time each year when beneficiaries can review their health care options and make changes if desired.

A Qualifying Life Event, such as marriage, divorce, the birth of a child, or a change in duty status, provides additional opportunities outside of the open enrollment period for enrollees to change their coverage. This dual opportunity ensures that beneficiaries can adapt their health care plans to best suit their personal circumstances, promoting accessibility and responsiveness to life changes.

This understanding reinforces the importance of both the scheduled annual opportunities and the event-driven allowances for plan modifications, making it easier for beneficiaries to secure the coverage that fits their evolving needs.