Which healthcare options are available for non-active duty military family members?

Non-active duty military family members have a variety of healthcare options available to them under TRICARE. TRICARE Prime and TRICARE Select are two of the primary plans offered, which provide different levels of access and cost structures depending on the family member's needs and preferences.

TRICARE Prime operates similarly to a health maintenance organization (HMO) and requires beneficiaries to select a primary care manager. This plan is beneficial for those who prefer coordinated care and reduced out-of-pocket costs when using network providers. On the other hand, TRICARE Select is a preferred provider organization (PPO) plan that allows beneficiaries to see any TRICARE-authorized provider without a referral, offering more freedom in choosing healthcare providers but potentially higher costs for out-of-network services.

Additionally, there are other healthcare plans available based on specific eligibility criteria, such as TRICARE for Life for eligible retirees and their families, or Special Programs for certain situations. This range of options empowers non-active duty military family members to choose a plan that best fits their healthcare needs.

In contrast to the other choices, which may mention outdated or incorrect plans, the correct selection properly acknowledges the full spectrum of available TRICARE options tailored to the diverse circumstances faced by military families.