Which statement best describes TRICARE Prime?

TRICARE Prime is best described as a managed care option that requires enrollment for its services. This program is designed to provide comprehensive healthcare services to eligible beneficiaries, including active-duty service members, their dependents, and retirees. Beneficiaries must actively enroll in TRICARE Prime to access its services and utilize a network of primary care managers (PCMs) for their healthcare needs. This structure also emphasizes coordinated care, with a focus on preventive health services, making it a managed care option rather than a fee-for-service or unrestricted provider choice plan.

In contrast, the other options fail to encapsulate the nature of TRICARE Prime accurately. For example, while a preferred provider option might suggest greater freedom in choosing healthcare providers, TRICARE Prime has a more structured approach with designated PCMs and a defined network. Additionally, it is designed for a broader audience than just retirees, as it serves active-duty personnel and their families. Lastly, TRICARE Prime is not a program limited to medicinal purposes; it encompasses a wide range of healthcare services, making it distinct from programs focused solely on pharmaceuticals.