Which TRICARE plan exclusively serves Medicare-eligible beneficiaries?

The correct choice is indeed TRICARE for Life, which is designed specifically for Medicare-eligible beneficiaries. This plan serves as a supplemental health insurance for those who are eligible for both TRICARE and Medicare. It offers additional coverage that fills in gaps that might exist in the Medicare program and provides more comprehensive health care options for beneficiaries who are at least 65 years old or have certain qualifying disabilities.

TRICARE for Life is particularly important because it allows Medicare to be the primary payer for covered services, while TRICARE acts as the secondary payer, covering costs that Medicare may not fully reimburse. This setup is essential for ensuring that Medicare-eligible individuals have access to a wider range of medical services with reduced out-of-pocket expenses.

The other options, while part of the TRICARE program, are not exclusively for Medicare-eligible beneficiaries. For example, TRICARE Select and TRICARE Prime cater to a broader population, including active duty service members and their families, as well as certain retirees, regardless of their Medicare status. TRICARE Reserve Select is specifically for reservists and their families, but it does not specifically target Medicare-eligible users.